Serving Livingston, Washtenaw & Oakland County Retirees
Helping Michigan Retirees Secure Their Retirement Income for Over 40 Years
We help our clients to maximize and enjoy their retirement without worry:™
'Safe Money' Retirement Strategies
For conservative retirees who want to maximize returns safely, without market risk.
Complimentary Retirement Roadmap
Personalized retirement income analysis with income projections for your situation.
Tax Deferral + Efficiency Strategies
Accumulation and withdrawal strategies to maximize tax savings.
The Challenge Every
Retiree Faces
You’ve accumulated $400,000 or more through careful planning and smart decisions. But retirement brings new concerns:
- What if another market crash wipes out years of retirement savings?
- Will my money last 20-30 years without running out?
- How do I protect against inflation eating away my purchasing power?
- What happens if I need long-term care?
- How can I minimize taxes on my retirement income?
Call Us Now
(810) 877-2400
You didn't build your wealth by gambling - why start now?
Our Solution to this Challenge:
Smart retirees are creating their own “pension plans” with guaranteed income riders that provide certainty over speculation, protection over potential and peace of mind over portfolio anxiety. The same strategies that worked for you when you were in your 40’s and 50’s are not what work for you when you are 59+.
Principal Protection
The foundation is simple: In your retirement years, your money shouldn’t be at risk. You can achieve growth and have safety of principal at the same time.
Growth & Bonuses
Steady accumulation in years of market growth, with no loss during market downturns. An immediate 10% (or more) bonus can boost accumulation even more.
Lifetime Income
Create your own “pension” with payments you cannot outlive. Discover how much you’ll need to achieve your retirement lifestyle and how to get there.
Tax Advantages
We’ll discuss ways to minimize your taxation, during accumulation and withdrawal phases. The strategies and products we offer can offer significant tax savings to help you earn even more.
We Only Work with
Top-Rated Companies
We only work with companies that have a proven track record, those that are rated highest in the industry such as Nationwide, Allianz, Athene and more!
Fixed Annuities
Offered by insurance companies, fixed annuities pay guaranteed interest rates, usually much higher than a bank CD. Unlike a CD however, fixed annuities enjoy tax deferred annual growth.
Fixed Index Annuities
Also known as Equity-Indexed Annuities, these may be a good choice if you want the opportunity for accumulation, but don’t want to risk losing money in the market.
CLIENT TESTIMONIAL
Robin & Ruth W.- Dexter, MI
We have trusted Cyril with our retirement, rolling over our 401(k) years ago, and are extremely pleased with the decision we made.
5-star rating
Your Personalized Retirement Roadmap. No more guessing.
Schedule your complimentary Retirement Roadmap consultation today.
During our meeting, you’ll receive:
- Your personalized retirement income analysis
- Guaranteed income projections for your specific situation
- Strategies to protect against inflation and healthcare costs
- Tax-efficient withdrawal strategies
- No-obligation review of your current retirement plan
Monthly Income Scenarios & Tax Optimization
See exactly how much monthly income you can get based on your current assets and how to maximize that income. Personalized recommendations and side-by-side comparisons to help YOU make the best decision, based on your unique needs.
Inflation Impact Analysis
Inflation is a big concern these days, so it is important to understand how inflation can affect your retirement savings and monthly income payments. Learn about strategies to help maintain your purchasing power.
Compare Products
Side-by-Side
We make it easy for you with one report to compare the industry’s best products side-by-side. Gone are the days of looking at multiple reports and depending upon the agent to explain everything. YOU can see for yourself what will work best for you.